Foreclosure Defenses

1) Ask for the original mortgagage and promissory note

2) Make sure a cost bond has been posted

3) Check that attorney has authority from the plaintiff

4) Challenge plaintiff standing

5) Check if plaintiff is registered to do business in your state

6) Plaintiff is a trust

7) No Assignment was pleaded in the complaint

8) Homestead defense

9) Chain of title

10) No credit given on HUD for pre-paid tax and insurance

11) No disclosure of the real party funding your loan

12) Incorporation by reference is prohibited in Florida